The Best Banking Apps to Download

1. MoneyLion is a financial platform designed to make managing your money easier and more rewarding. With MoneyLion, you can access tools to help you save, invest, and improve your credit. You'll enjoy personalized financial tips, cash-back rewards, and low-cost credit options to support your financial goals. Plus, the app is easy to use, giving you insights and control over your finances at your fingertips. On top of that, MoneyLion offers a referral program. They will give you a total of $60 for every referral that downloads and signs up through your link.  Whether you're looking to build savings or get a better handle on your money, MoneyLion offers a straightforward way to improve your financial health. Sign up today and start earning rewards while taking the first step toward a stronger financial future!

2. Chime is a Digital app that functions as a bank. You are giving a Spending Account (Checking account) and a Savings Account. This app allows you to receive your money up to 2 days early through the direct deposit option. Chime gives you a debit card that you can use to withdraw your money from 600,000 fee-free ATMs. This app also has a Credit Builder card that is available for you to use if you want to do so. Chime offers to pay you $100 for every friend who makes a $200 deposit into their account. Get $1,000 Here

3. Cash-App is a digital peer-to-peer payment system that works similarly to a banking app. Cash-App allows you to request a VISA debit card for you to easily access your funds. You can use the direct deposit function or deposit cash at select locations. Adding cash will allow you to use it as a checking or savings account. At this moment Cash-App will give an extra $50 for a $300 or more direct deposit to use at your discretion. This app has a referral program that will reward you $30 for every one of your referrals that sends a total of $5. Claim your gift of $1,000

4. Go2Bank is a Green Dot Corporation banking app where they have been serving people everyday for decades. This banking app, like every other banking app on this list is FDIC-insured. This means that the maximum amount of your money is always protected. Go2bank has an amazing referral program, they will pay you and you referral $100 once your referral receives a qualifying direct deposit of $200 or more. This referral program has a max of $1,500 a year. This banking app has a High-yield savings account that includes a 4.50% APY (Annual Percentage Yield) which is then paid out quarterly on savings up to $5,000.

5. Monzo is a mobile banking app that is both a modern and user friendly way to save, manage, and budget money. Monzo was founded 2015 in the United Kingdom to help improve the banking experience. You are given the ability to personalize your debit card. There are no overdraft fees, ATM fees, ACH fees, or Foreign transaction fees. Monzo has a referral program that offers to pay you $10 for the first 10 people and the offer you other form of rewards for your referrals. All of the money made, earn or deposited with Monzo is FDIC insured so your money is completely safe.